[VB] collector car insurance

[david raistrick]

Over the last month I -finally- got the bus covered, after years and
years of refusal by everyone.

With Grundy.

Specifically their MVP program, which does agreed value on -all- your
cars, not just your classics.    So two classics cost me ~$220/year
(for $25k on the bus, $5k on an IHC project), and the other 3 cars
cost around the same as they did with usaa and progressive, but I have
agreed value on them ($45k on the cummins, and ~18k and $15k on the
nearing 10 year old minis).


Nice thing about MVP - no mileage limits, no "must be garaged"
restrictions, and you -CAN- use them to drive to work or school - but
not every day, just for limited pleasure use.     They do a poor job
of presenting these details in the marketing glossies, but it's stated
clearly in the policy.   At least the Florida classic car addendum:


"EXCLUSIONS:
....
4. "we do not cover any lose....when it is used more than
infrequently:  a) to drive to work, school, or for errands, or b)
during..your business.. c) as backup...transportation for a vehicle
other than a classic auto."


and while it's a bit backwards, that means that INFREQUENT use for
those purposes is allowed.


Been meaning to do a writeup....






On Tue, Jul 8, 2014 at 4:00 PM, Ric Jablonski <ricjablonski at gmail.com> wrote:
> Who do you have your collector car insurance through?
>
> Anyone familiar with Grundy Insurance Company?
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