[VB] collector car insurance

[VB] collector car insurance

Gary Gibson meckie1 at mindspring.com
Tue Jul 8 13:54:43 MST 2014


Thanks for this update!
Gary

On Jul 8, 2014, at 1:17 PM, david raistrick <keen at icantclick.org> wrote:

> Over the last month I -finally- got the bus covered, after years and
> years of refusal by everyone.
> 
> With Grundy.
> 
> Specifically their MVP program, which does agreed value on -all- your
> cars, not just your classics.    So two classics cost me ~$220/year
> (for $25k on the bus, $5k on an IHC project), and the other 3 cars
> cost around the same as they did with usaa and progressive, but I have
> agreed value on them ($45k on the cummins, and ~18k and $15k on the
> nearing 10 year old minis).
> 
> 
> Nice thing about MVP - no mileage limits, no "must be garaged"
> restrictions, and you -CAN- use them to drive to work or school - but
> not every day, just for limited pleasure use.     They do a poor job
> of presenting these details in the marketing glossies, but it's stated
> clearly in the policy.   At least the Florida classic car addendum:
> 
> 
> "EXCLUSIONS:
> ....
> 4. "we do not cover any lose....when it is used more than
> infrequently:  a) to drive to work, school, or for errands, or b)
> during..your business.. c) as backup...transportation for a vehicle
> other than a classic auto."
> 
> 
> and while it's a bit backwards, that means that INFREQUENT use for
> those purposes is allowed.
> 
> 
> Been meaning to do a writeup....
> 
> 
> 
> 
> 
> 
> On Tue, Jul 8, 2014 at 4:00 PM, Ric Jablonski <ricjablonski at gmail.com> wrote:
>> Who do you have your collector car insurance through?
>> 
>> Anyone familiar with Grundy Insurance Company?
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